For Business

Personal advice designed to support your business,
your strategy, your income and employees

Business Wealth Management & Financial Advisers in Cardiff

FOR BUSINESs OWNERS & EMPLOYEES


There are many factors that could unexpectedly impact your business, our wealth management advice and financial advisors help businesses to manage and protect their assets, employees and their income for a more secure future.

 
46 %

Only 28% of UK businesses established in the past two years have any kind of business protection, and 46% would cease trading immediately if a key person was lost due to illness or passing away.1.*

54 %

54% of small business owners don't currently have key person cover, and 20% have never heard of it. 2.*

50 %

Half of UK business owners have no pension. 2.*

48 %

48% of business owners who want to sell have no exit strategy. 3.*

Sources: 1* My Insurance Hub 2020, 2* Royal London 2017, 3* Yourmoney.com 2019, 4* UBS 2018, 

What We Do 

OUR SERVICES


Whatever the nature of your business, we can help you find the most accurate and effective insurance and protection.

Make sure your business is prepared for cases where an employee is unable to work due to a long-term injury or illness, we can help you establish Group Income Protection to ensure you have financial protection and support.

Adding Group Private Medical Insurance to your business can be a valuable asset when it comes to providing both confidence and peace of mind to your existing workforce and of course, be a great recruitment tool when hiring new talent. We help you find a solution that will be beneficial to both your business and your employees.

There are a lot of regulations and laws surrounding workplace pensions, we make it simple to ensure that your business has a pension plan in place that meets all statutory requirements.


The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

It is a great idea for your company to offer protection to employees should they or their families experience a critical illness. We can help you find a solution that will equally benefit you, your business and your employees, so everyone can have peace of mind.

We make it simple and easy to find the right Trustee Investment Planning for your business, providing a wide range of investment options to help you grow over a medium to long-term period.


The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Get accurate advice on tax requirements for your business, personalised entirely to the specific needs of your individual situation.


The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

If you are looking to grow your business, we provide personalised advice designed to help you navigate a range of commercial and corporate investment solutions, so that you can achieve your next strategic objectives.


The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Whether you have decided it's time to plan your exit strategy or you just want to be prepared, we help you explore your options and get the ground running on the best plan for you and your business.


Exit strategies may involve the referral to a service that is separate and distinct to those offered by St. James's Place.

Why choose us as your business financial advisor?

OUR VALUES, YOUR PEACE OF MIND


Transparent and Devoted

We make sure that our interests are always aligned with those of clients’ in selecting investment strategies for them. While some advisors are compelled to generate transactions, we focus on providing the best advice to our clients.

Ethically-minded

We take pride in being specialists in ethical and sustainable financial advice. We are dedicated towards holding people who want to manage their finances with the utmost efficiency & responsibility Whatever we do, we do it with ethics.

Knowledge and Expertise

We, at John Purnell Wealth Management, pride ourselves in our extensive knowledge. Our financial management expertise is what makes us stand out of the crowd. We are adept at providing advice and guidance on complex technical issues.

Comprehensive Financial planning

Jon Purnell Wealth Management is experienced in creating bespoke financial solutions to suit a wide variety of circumstances, so that all advice, services and products are tailored to the individual needs of the client.

St. James's Place Advice Guarantee 

As a St. James's Place appointed Representative, St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website here.

Long-term Care Specialist 

Reduce the worry and concern that surrounds long-term care by gaining advice from a Jon Purnell financial advisor on how to best plan for and navigate the financial aspects of long-term care, adding peace of mind on funding the costs without significantly depleting assets or inheritance.

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website here.

St. James's Place Advice Guarantee 

REASSURINGLY TAILORED


St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website here.

The St. James's Place Advice Guarantee is exclusive to products and services administered through St. James's Place only. It does not extend to products or services via third party providers.

 

Latest Testimonial

"If it wasn't for Jon's advice and support, we wouldn't be in our dream home! Not only that but thanks to Jon's recommendation, we have been left financially secure following a cancer diagnosis- you never know whats around the corner, and taking Jon's exceptional advice has saved us from financial disaster! I would highly recommend Jon's services- we wouldn't go anywhere else now!"

Leanne Jones

HR Manager Cowbridge

Frequently Asked Questions.

Their major role is to create strategies for eliminating financial risks and building wealth over the long term. They can help you create a game plan that puts you on track to achieve your financial goals.

Having a large sum of money is not necessary when it comes to taking our financial advice. However, the larger the amount is, the more important it is to get it right. When you are nearing retirement, it is crucial that you take advice, irrespective of the sum of money you have.

This is coming from one of the most trusted pension advisers. It is a type of retirement plan that provides you with monthly income after you retire from your position. This magical gift from the environment will help you save money along with reaping a lot of benefits.

Yes, of course. A financial planner can help you organize your finances to improve your future financial outlook. They will first help you determine your financial goals and then come up with a strategy to help you achieve them based on your needs.

No pension advisor near you can give you a definite answer. This depends on a plethora of factors. Mainly, it depends on how much you have put in and how well it has performed. It also depends on what age you are when you take benefits. The best you can do at the stage of retirement is seek advice from the best.

Latest Events 


Attend Our No Obligation Wealth Clinic

Available every Friday at the Loft Lounge Gentle Way, Bridgend CF31 5EJ 1pm-3pm

Get answers to common questions relating to

  • Personal or work related pensions
  • Investments
  • Mortgages
  • Protection & Insurance 
  • Inter-generational wealth management 
  • And more...


Your home may be repossessed if you do not keep up repayments on your mortgage.


The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Latest Events 

GET THE ANSWERS YOU NEED


Join Our Webinar - Tax Year End - Take the right step

As this tax year draws to a close, hear from Tony Wickenden, St. James’s Place Technical Director, who’ll explain how to get on the right track before the deadline (5 April).


He’ll then go on to look at the ‘future of taxation’ which will provide exclusive insight to help secure your financial wellbeing.


Scheduled for Wednesday 17 February at 10.00am.  

Find out how your accountant can help unlock your preferred retirement.

GET A complimentary 2022 FInancial REVIEW


Did you know that your accountant may hold the key to a quicker and more comfortable retirement for you? Nowadays accountants work hand in glove to not only help their clients run successful businesses but, with the right financial expertise, can also help a business owner to better capitalise and design a better retirement too. 


Jon Purnell works with many accountancy professionals to do just that. So, regardless of what stage you are at within your business, Jon Purnell would like to help you beat the curve sooner. Put us in touch today!


Speak to our team today and claim your complimentary, no obligation 2022 financial review.

pension adviser

Claim Your Complimentary And No-obligation 2022 Financial Review


Book in your complimentary and no-obligation financial review and start 2022 of in full control and confidence.

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