Long-Term Care

Whether you are approaching your senior years or want
some form of protection and support in place for family

Intergenerational Wealth Management & Estate Planning experts

FOR NOW AND FOR THE FUTURE


It can be daunting to arrange care for you or a loved one, or else ensure that your family is prepared and protected as you age. At Jon Purnell Wealth Management, our estate and long-term care planning experts help simplify every part of the process, ensuring everything is considered and great peace of mind is provided to you and your family going forward.

 
30 %

Only 30% of people in the UK have life insurance. 1.*

15 %

15% of people aged 65-69 experience difficulty with at least one activity of daily living, and this increases to 1 in 3 for those over 85. 2.*

41 %

On average, care home fees are 41% higher for self-funders. 3.*

54 %

54% of Brits don't have a will. 4.*

42 %

42% of prospective homeowners are now buying with the help of their family. 5.*

43 %

43% of the population admit they don't know how much they will need in order to retire comfortably. 6.*

Sources:  1* Moneywise 2018, 2* & 3* Age UK 2019, 4* Which 2018, 5* Legal & General 2017, 6* Finder 2020

What We Do 

OUR SERVICES


Ensure that your loved ones will be well looked after in the future, whatever the circumstance.

We can provide personalised advice and a range of Family Healthcare Plans to choose from, providing you and your family with more peace of mind as you look to the future.

Having all of your family under one single insurance umbrella is not only cost-effective, but also means everyone is entitled to helpful benefits too. Talk to us to discuss the various options and plans available. 

We offer services that will help you plan how to finance a future for your elderly parents, ensuring they are well looked after, and as safe and well as possible.

Jon Purnell Wealth Management can help you get on the property ladder by way of introduction to a panel of carefully selected experts who will tailor their advice and services to suit your needs.


Your home may be repossessed if you do not keep up repayments on your mortgage.


Jon Purnell works with a network of third-party intermediaries that offer different mortgage services depending upon your circumstances. Service fees may apply and are not governed or monitored by Jon Purnell Wealth Management.

Saving for your children's benefit can be one of the most satisfying ways to manage your wealth, knowing that you are providing them with a certain level of security. We can make investing for your child's future more attainable and impactful with advice tailored to your unique situation.


The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Estate planning is a vital part of protecting your wealth for future generations, and for the security of your family. We provide expert advice to structure your assets and ensure everyone is adequately provided for.


Although we are able to facilitate the writing of a will, this involves the referral to a service that is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.


The Paperwork People is a company set up by Sue Saines who realised there was a need in the local community for a different approach in the provision of services for Wills, Powers of Attorney, Estate Administration support and that the local community, particularly the older population, needed a place to go to help them solve day to day problems. The Paperwork People is that place, because that's just what they do. Life's paperwork.

long-term care planning

Jon Purnell reserves the right to work with third party providers and specialists to facilitate specific estate planning products in line with a client's circumstances and requirements. These services are not covered by the St. James's Advice Guarantee.

We make sure that everything is planned thoroughly to ensure your business is safeguarded and there is as little risk as possible if there was to be a death or critical illness in the future.

Why choose us for your estate planning?

OUR VALUES, YOUR PEACE OF MIND


Transparent and Devoted

We make sure that our interests are always aligned with those of clients’ in selecting investment strategies for them. While some advisors are compelled to generate transactions, we focus on providing the best advice to our clients.

Ethically-minded

We take pride in being specialists in ethical and sustainable financial advice. We are dedicated towards holding people who want to manage their finances with the utmost efficiency & responsibility Whatever we do, we do it with ethics.

Knowledge and Expertise

We, at John Purnell Wealth Management, pride ourselves on having extensive estate planning knowledge and financial management expertise. This combined with our personal service is what makes us stand out of the crowd. We are adept at providing advice and guidance on the most complex and technical of issues.

Comprehensive Financial planning

Our team believes that it is important to take a holistic approach to long-term care planning. We work towards providing our clients with in-house guidance for matters of investment planning, tax planning, retirement planning and personal protection.

St. James's Place Advice Guarantee 

As a St. James's Place appointed Representative, St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website here.

Long-term Care Specialist 

Reduce the worry and concern that surrounds long-term care by gaining advice from a Jon Purnell financial advisor on how to best plan for and navigate the financial aspects of long-term care, adding peace of mind on funding the costs without significantly depleting assets or inheritance.

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website here.

St. James's Place Advice Guarantee 

REASSURINGLY TAILORED


St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website here.

The St. James's Place Advice Guarantee is exclusive to products and services administered through St. James's Place only. It does not extend to products or services via third party providers.

 

Latest Testimonial

"If it wasn't for Jon's advice and support, we wouldn't be in our dream home! Not only that but thanks to Jon's recommendation, we have been left financially secure following a cancer diagnosis- you never know whats around the corner, and taking Jon's exceptional advice has saved us from financial disaster! I would highly recommend Jon's services- we wouldn't go anywhere else now!"

Leanne Jones

HR Manager Cowbridge

Frequently Asked Questions.

When anyone in your family passes away, their property must somehow pass to another person or institution. A well-enunciated estate plan involves strategies to coordinate what would happen with your home, businesses, life insurance, employee benefits, and retirement assets.

Estate planning involves collecting documents like a will, guardianship designations, healthcare power of attorney, beneficiary designations, and durable power of attorney. It must also include a personal letter of intent, outlining all your wishes.

Estate planning can make it easy for you to decide exactly who will benefit from your property, and to what extent. Once you invest in estate planning, you can rest assured that the estate will not be destroyed by taxes imposed on the transfer of assets.

The main objective behind long-term care is to help you maintain your lifestyle as you age. It allows you to make important decisions while you are still able. Lessening the burden on your family members and giving you more choices to plan ahead are a couple of benefits of long-term care planning.

The following must be included in your estate plan: 


  • Last will and testament.
  • Revocable living trust. 
  • Beneficiary designation. 
  • Advanced healthcare directive.
  • Financial power of attorney.
  • Proof of identity documents. 
  • Pension provider policy documentation.
  • Life assurance policy documentation. 
  • Titles & Property Deeds. 
  • Digital account logins and passwords.
  • Funeral instructions and wishes.

 Latest From Our Care Partners 


Latest Events 


Attend Our No Obligation Wealth Clinic

Available every Friday at the Loft Lounge Gentle Way, Bridgend CF31 5EJ 1pm-3pm

Get answers to common questions relating to

  • Personal or work related pensions
  • Investments
  • Mortgages
  • Protection & Insurance 
  • Inter-generational wealth management 
  • And more...


Your home may be repossessed if you do not keep up repayments on your mortgage.


The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Latest Events 

GET THE ANSWERS YOU NEED


Join Our Webinar - Tax Year End - Take the right step

As this tax year draws to a close, hear from Tony Wickenden, St. James’s Place Technical Director, who’ll explain how to get on the right track before the deadline (5 April).


He’ll then go on to look at the ‘future of taxation’ which will provide exclusive insight to help secure your financial wellbeing.


Scheduled for Wednesday 17 February at 10.00am.  

Planning your long-term finances, or your parent's, can be difficult, but with the right advice, there is hope.

GET A complimentary 2022 FInancial REVIEW


We all know that planning for the future can be difficult, but it doesn't have to feel like such an overwhelming task. With Jon Purnell, we can help you, your parents or, your loved ones design a care package or asset plan that results in the right care and outcomes for all.


Speak to our team today and claim your complimentary, no obligation 2022 financial review.

estate planning

Claim Your Complimentary And No-obligation 2022 Financial Review


Book in your complimentary and no-obligation financial review and start 2022 of in full control and confidence.

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